<h1>Insurer launches unit-linked life and health plan with market-linked funds, death/disability cover, terminal-illness advance, riders, wellness rewards</h1> A life insurer has launched a unit-linked life and health plan combining market-linked investment funds with life, accidental death and disability cover, terminal-illness advance payout (10% of sum assured), optional riders, and wellness incentives. The product permits unlimited free fund switches, limited premium payment terms from five years, a five-year lock-in, coverage up to age 100, and entry ages 18-65; investment returns depend on market performance. The offering is presented as a combination of two separately available products and includes tax incentives claimed under statutory provisions; prospective purchasers are advised to review the detailed product brochures and benefit illustrations before purchase.