<h1>Study finds digital finance narrows formal credit gender gap for women entrepreneurs in unorganised sector</h1> A management institute's study, published in a peer-reviewed economics journal, found a significant gender gap in access to formal credit for women-owned firms in the unorganised sector based on a sample of over 400,000 enterprises from the 2022-23 national survey. The study reports that adoption of digital financial technologies (internet banking and related services) narrows this gap by reducing information asymmetry and transaction burdens. Researchers recommend re-examining banking supervision and lending practices to address gender disparity, investing in digital financial literacy at the base of the pyramid, and creating targeted schemes and funding to promote digital uptake among women entrepreneurs.