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    Rupee gains 20 paise to close at 95.08 against US dollar post-RBI policy decision
    TN Budget: Revenue deficit at Rs 55,775 crore, fiscal deficit estimated at Rs 1,21,819 crore
    Tatkare slams ‘gungi gudiya’ jibe against Sunetra; Cong says row being exploited for political gains
    RBI invites public comments on Draft Guidelines for ‘on tap’ Licensing of Urban Co-operative Banks
    Pakistan-origin dry dates, routed through UAE, seized at Kandla port
    RBI keeps rates unchanged, retains neutral stance; outlook uncertain on El Nino, geopolitical risks
    Government Notifies Inventory-based Cross-border E-Commerce Export Framework under Foreign Trade Policy 2023
    Customs official among 5 held for smuggling gold of Rs 1.44 crore at Indore airport
    Lok Sabha passes Bankers' Books Evidence Bill to replace colonial-era law
    Sensex gains 152 pts in volatile session as RBI keeps policy rates unchanged
    DRI seizes 364 metric tonne (MT) banned Pakistan-origin dry dates imports worth Rs. 3 crore
    Rupee gains 13 paise to close at 95.15 against US dollar post-RBI policy decision
    ED raids premises linked to ex-Andhra MLA Malla Vijaya Prasad in chit fund scam
    'Gungi gudiya' remark against Sunetra shows Cong's 'ideological bankruptcy': NCP leader Tatkare
    RBI holds interest rates for fourth straight meeting, awaits clearer inflation outlook
    Highlights of RBI's August monetary policy
    RBI targeting polymer currency notes launch in early FY28: Guv Malhotra
    Two women held at Delhi airport with 1 kg gold concealed as silver-coated armlet
    Sensex trades higher, Nifty flat post RBI policy
    India's services sector growth hits four-and-a-half-year low in July on weak demand: PMI
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    August 5, 2026
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    Rupee appreciation followed unchanged monetary policy, lower crude prices, weaker dollar and expectations of orderly exchange-rate management.
    The rupee strengthened after the central bank maintained its policy rate and neutral monetary-policy stance. Lower crude oil prices, a weaker US dollar and declining US Treasury yields supported investor sentiment. Earlier measures to attract capital inflows remained part of the framework supporting the rupee, while the central bank stressed its endeavour to preserve an orderly currency trajectory. Future movement was linked to geopolitical de-escalation, global risk sentiment and US economic data.
    August 5, 2026
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    Fiscal consolidation through revenue mobilisation and leakage control aims to reduce deficits while expanding capital expenditure capacity.
    Tamil Nadu's Revised Budget Estimates for 2026-27 project a revenue deficit and fiscal deficit, with outstanding liabilities comprising public debt and public-account liabilities. Revenue mobilisation is proposed through improved tax administration, collection efficiency, closure of leakages, liquor-manufacturer privilege fees, and eligible Union grants. The strategy projects gradual deficit reduction to create room for capital expenditure, supported by expenditure reforms aimed at eliminating leakages, optimising expenditure, and improving service delivery.
    August 5, 2026
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    Political criticism of public office-holders raises debate over media accountability, personal remarks, and acceptable public discourse.
    Political criticism followed a social-media post describing Maharashtra Deputy Chief Minister Sunetra Pawar as "gungi gudiya" in connection with a press interaction on law-and-order issues in Beed district. Congress representatives stated that the post was not a personal insult, had been deleted after adverse reactions, and was followed by an expression of regret. NCP representatives termed the expression inappropriate and stressed that the principal dignitary should conduct media interactions. Shiv Sena (UBT) representatives described the phrase as not unparliamentary and linked it to criticism of a guardian minister's public responsibilities.
    August 5, 2026
    Show AI Summary
    On-tap licensing for Urban Co-operative Banks enters public consultation through draft guidelines inviting stakeholder feedback.
    Draft guidelines for 'on tap' licensing of Urban Co-operative Banks have been issued for public and stakeholder consultation. Comments and feedback may be submitted until September 05, 2026, through the designated online consultation facility or by written or email submission to the specified regulatory department.
    August 5, 2026
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    Prohibition on indirect Pakistan-origin imports targets alleged origin misdeclaration and UAE routing used to circumvent trade restrictions.
    Import prohibition on goods originating in Pakistan applies to direct and indirect imports under the Foreign Trade Policy, 2023. Pakistan-origin dry dates routed through the UAE were allegedly declared as UAE-origin goods for import, and were intercepted under the Customs Act, 1962. Investigation indicated that the goods were first sent from Pakistan to Dubai, re-containerised, and then exported to India. A separate interception involved Pakistan-origin guggul resin allegedly declared as Somali natural resin and routed through Dubai.
    August 5, 2026
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    Neutral monetary policy stance keeps benchmark rates unchanged while inflation risks, liquidity management and consumer-protection reforms remain under review.
    Monetary policy maintains the benchmark policy rate unchanged and retains a neutral stance, with future decisions guided by incoming data. The central bank remains committed to aligning headline inflation with its medium-term target while monitoring food, fuel and other input-cost risks. Surplus liquidity will be managed through two-way operations, and the regulatory framework for interest rates on advances is proposed to be harmonised and standardised across regulated entities to improve transparency and consumer protection.
    August 5, 2026
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    Export-only e-commerce inventory framework enables seller exports through registered exporters while requiring traceability, timely payments and domestic-diversion controls.
    The export-only inventory framework permits eligible e-commerce entities to export through a registered Exporter-on-Record, which procures goods from Indian Sellers-on-Record against confirmed overseas orders and assumes export and destination-country compliance responsibilities. Inventory must be segregated, digitally traceable and cannot be diverted to domestic sale. The framework requires timely seller payments, visibility of overseas sales and shipment information, proportional pass-through of export rebates and refunds, annual compliance certification and digital records.
    August 5, 2026
    Show AI Summary
    Gold smuggling enforcement targets concealed foreign-origin gold, airport control evasion, and illicit railway transport under customs law.
    Gold smuggling enforcement operations under the Customs Act, 1962 involved alleged concealment and unlawful movement of foreign-origin gold. At an international airport, an alleged syndicate used an airline employee to transfer gold received from arriving passengers outside Customs and immigration controls, with gold disguised as silver-coloured bracelets. A separate railway operation concerned gold concealed in a specially made cloth waist belt and intended for delivery to a jeweller. The actions addressed concealment, evasion of Customs controls, and illicit transport of foreign-origin gold.
    August 5, 2026
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    Digital bank-record evidence gains a technology-neutral framework through expanded admissibility, certified authentication, and regulated production of bankers' books.
    The Bankers' Books Evidence Bill, 2026, modernises the evidentiary treatment of banking records by extending "bankers' books" to physical, electronic, digital, virtual and cloud-based records. It recognises electronic bank records as admissible evidence, allows production in physical or electronic form, and provides for standardised certificates authenticated by manual, digital or electronic signatures. The Bill also defines "special cause" for compelling bank officers to produce records or testify where the bank is not a party, and permits extension to specified financial-sector entities subject to conditions.
    August 5, 2026
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    Closing auction price discovery and unchanged policy rates shaped volatile equity trading amid inflation and geopolitical uncertainty.
    The Monetary Policy Committee retained the policy repo rate and neutral policy stance while seeking greater clarity on inflation risks from higher energy costs. Stock exchanges introduced the Closing Auction Session for eligible futures and options shares in the equity cash segment to determine closing prices through a more transparent and robust auction-based price-discovery mechanism. Equity markets showed volatile, limited gains amid geopolitical uncertainty, energy-price concerns, profit booking and the new mechanism's introduction.
    August 5, 2026
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    Pakistan-origin import prohibition covers third-country routing, false origin declarations, forged documents, and trans-shipment arrangements used to evade restrictions.
    The prohibition on direct or indirect import or transit of goods originating in or exported from Pakistan extends to goods routed through third countries and falsely declared as having another origin. Misdeclaration of country of origin, false descriptions, forged documentation, and trans-shipment arrangements may contravene that prohibition and invite action under the Customs Act, 1962. Dry dates declared as UAE-origin and Guggul resin declared as Somalia-origin were investigated as goods of Pakistan origin routed through Dubai.
    August 5, 2026
    Show AI Summary
    Foreign exchange stability measures support the rupee as policy continuity, capital inflows and global risk sentiment shape currency expectations.
    Foreign exchange market movement reflected a rupee appreciation against the US dollar following the monetary policy decision to retain the repo rate and neutral stance. Market sentiment was supported by softer crude oil prices, weakness in the US dollar, lower US Treasury yields and foreign equity inflows. The monetary policy framework sought to support capital inflows and maintain an orderly rupee trajectory, with geopolitical developments and US economic data remaining relevant to near-term exchange-rate expectations.
    August 5, 2026
    Show AI Summary
    Money-laundering investigation examines alleged proceeds from chit fund operations following searches linked to a former company managing director.
    A money-laundering investigation concerns alleged proceeds of crime arising from a multi-state chit fund operation associated with Welfare Building and Estates Pvt Ltd. The company is alleged to have collected investor deposits through investment schemes promising high returns before defaulting. Searches at premises linked to its former managing director form part of the inquiry into alleged laundering. The underlying alleged fraud had previously resulted in a CBI case and multiple police FIRs.
    August 5, 2026
    Show AI Summary
    Political restraint in public communications was urged, alongside adherence to principal-speaker protocol during press conferences and media interactions.
    Political restraint in public communications was urged after a social-media remark directed at Sunetra Pawar was criticised as ideologically irresponsible. It was stated that regret alone was insufficient and that leaders should exercise care in public comments. Press-conference protocol was also emphasised: the principal dignitary should respond to media questions, and those seated alongside should not participate in the interaction. Party colleagues were expected to act more responsibly in future media engagements.
    August 5, 2026
    Show AI Summary
    Neutral monetary policy stance continues as inflation clarity is awaited, alongside cooperative banking and lending-rate transparency measures.
    Monetary policy maintained the benchmark policy repo rate and a neutral stance pending clearer evidence that energy-cost pressures will generate broad-based inflation. Inflation is expected to rise temporarily due principally to food and fuel prices before moderating, while core inflation remains benign. The approach remains data-dependent, supported by two-way liquidity operations. Proposed measures include resuming urban cooperative bank licensing, revising rural cooperative bank credit-monitoring directions, and harmonising interest-rate regulation on advances across regulated entities to improve transparency and consumer protection.
    August 5, 2026
    Show AI Summary
    Repo rate stability preserves the policy stance amid lower inflation projections, stronger growth expectations and external-sector resilience.
    Monetary policy maintained the repo rate at 5.25 per cent following a unanimous policy committee decision. The growth forecast for FY27 was marginally increased, while the inflation projection was lowered. Inflation conditions remain uncertain because of monsoon, El Nino and geopolitical developments. Liquidity remained in surplus, and external-sector indicators reflected a current-account surplus, buoyant foreign direct investment inflows, renewed foreign portfolio investment inflows, and adequate foreign-exchange reserves.
    August 5, 2026
    Show AI Summary
    Polymer currency notes target improved durability as monetary policy remains data-dependent and rupee management pursues an orderly trajectory.
    Polymer currency notes are targeted for circulation at the beginning of the next financial year, subject to implementation proceeding as planned. They are intended to improve durability, especially for lower-denomination notes with high circulation velocity. Monetary policy decisions will remain data-dependent and focused on aligning headline inflation with its medium-term target. Foreign Currency Non-Resident (Bank) scheme inflows are expected to remain healthy until closure, with no proposal for premature termination. Rupee management aims to maintain an orderly exchange-rate trajectory.
    August 5, 2026
    Show AI Summary
    Customs anti-smuggling enforcement targets gold concealed as silver-coated armlets following passenger profiling and personal search at airport.
    Customs officers intercepted two passengers arriving from Istanbul after Advance Passenger Information System profiling and their activation of the Door Frame Metal Detector. A personal search recovered approximately one kilogram of gold, silver-coated and concealed as traditional armlets worn on the upper arms. The gold was seized under the Customs Act, a smuggling case was registered, and investigation was initiated into the source and any wider smuggling network.
    August 5, 2026
    Show AI Summary
    Closing auction price discovery for eligible derivatives shares begins as monetary policy retains the repo rate and neutral stance.
    The Reserve Bank retained the repo rate with a neutral stance amid uncertainty over energy prices and supply disruptions. Stock exchanges introduced the Closing Auction Session in the equity cash segment for eligible shares with futures and options contracts. This auction-based mechanism determines closing prices of eligible stocks and aims to make price discovery more transparent and robust.
    August 5, 2026
    Show AI Summary
    Services-sector growth slowed as weaker demand, competition and postponed orders moderated business activity, while employment improved modestly.
    Services-sector growth slowed as domestic and export orders moderated amid weaker demand, competitive pressures, softer market conditions and postponed orders. Output continued to expand, but at its weakest pace in more than four years. Employment growth improved modestly, while input costs rose and firms increased selling prices. Business confidence remained positive but declined, and the composite output indicator weakened due principally to the sharp slowdown in services activity.

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      Luke Coutinho Announces The Calm Prescription – A Timely Guide to Healing in a World That Won’t Slow Down

      July 22, 2025

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      India's leading Integrative & Lifestyle Medicine Practitioner, Luke Coutinho is all set to launch his much-anticipated new book, The Calm Prescription.

      The Wellness Champion for Hon. Prime Minister Narendra Modi’s Fit India Movement has created this science-backed guide that invites readers to cultivate inner calm as a biological, emotional, and healing practice, not as a luxury but a necessity. This book explores ways to cultivate more calm within ourselves. In a world that is riddled with stress, anxiety, uncertainty, and fear, The Calm Prescription offers a timely message in a world where chronic stress, sleep deprivation, and emotional burnout are silently sabotaging health, even among those eating right and exercising regularly.

      When he first started out, Luke’s lens was trained on nutrition—that’s where his education lay, and naturally, it shaped how he supported clients in the beginning. But it didn’t take long—just 10 to 15 client journeys—before he noticed a pattern. The meal plans were solid, the macros were right, but the results weren’t always there. It made Luke pause and ask: What’s really getting in the way? Again and again, the answer circled back to emotional health. Whether it was weight issues, gut dysfunction, autoimmune flares, or even cancer, there was often an invisible thread of chronic stress, unresolved emotions, and a nervous system caught in survival mode. It wasn’t just ‘in the mind’, it was showing up in their biology: through disease and other physical symptoms.

      That insight changed everything. Over the next 14 years, his approach grew into something far more layered. Nutrition is still a core pillar—but it’s no longer the whole picture. Healing, as we’ve seen, is a multi-dimensional process.

      “We cannot simply treat symptoms. We must understand the root cause. Emotional health is not a luxury—it’s a biological non-negotiable,” says Luke Coutinho.

      This book is the culmination of over 14 years of Luke’s real-world experience with clients across the globe—from those navigating cancer and autoimmune conditions to individuals facing everyday lifestyle-related challenges. What he’s seen, again and again, is this: true health demands homeostasis—that delicate internal balance where the body can heal, regulate, and thrive. The moment we fall out of it—whether from chronic stress, poor sleep, or emotional overwhelm—imbalances begin to surface, from the seemingly minor (like acne) to the deeply complex (like metabolic disorders or cancer).

      Life will always bring stress, but the real question is: what are we doing to recalibrate? How are we building calm within the body and mind—because our health needs it. Drawing from scientific research, ancient wisdom, and lived patient experience, The Calm Prescription offers a powerful invitation to create that balance intentionally, making it a truly compelling and timely guide for sustainable well-being.

      “While we have medicine and we have nutrition, we’re still missing one of the biggest pieces: calm. Calm of the human body and mind. Medical science has long emphasized the importance of homeostasis, and that’s exactly why we wrote this book. We use medicine, we use nutrition, we rely on sleep—but we should never forget about the importance of building calm as a medicine for our body. When we learn to build it, we nurture the body’s innate ability to heal.” — Luke Coutinho About the Book The Calm Prescription is not just a book—it’s a lifestyle toolkit. It redefines calm, not as a soft concept, but as a measurable, biological condition rooted in the parasympathetic nervous system, also known as the ‘rest and repair’ state. This is where true healing begins—when the body feels secure, supported, and grounded.

      This book goes beyond inspiration. It’s a science-informed, action-driven guide featuring 75 practical tools that help shift the body into a healing rhythm. From cancer care to chronic illness, these practices are meant to enhance recovery when used alongside medical treatment, making healing deeper and more sustainable.

      This isn’t about perfection or pressure. It’s about valuing lifestyle as much as medicine. Because calm isn’t optional—it’s essential. And with the right guidance, it’s something you can access every single day.

      Focusing on activating calmness and restoring balance to the nervous system, Luke helps readers shift from chronic fight-or-flight into the healing state of parasympathetic regulation. The book focuses on: • Understanding the nervous system and the root causes of stress-related disease • Practical tools for emotional regulation and stress management • Lifestyle changes that go beyond diet and exercise • Building resilience and a calm internal environment that supports longevity and vitality Why This Book Matters Now Scientific research continues to confirm what holistic practitioners have known for decades: that emotional distress and poor sleep quality impair everything from hormonal balance to cognitive function and immunity. Yet, the wellness industry still focuses heavily on quick-fix diets, supplements, and workouts—often ignoring the foundational pillars of rest and emotional resilience.

      The Calm Prescription is Luke Coutinho’s call to course-correct. It redefines what it means to be healthy in a hyperstimulated world and arms readers with gentle, effective strategies to restore their internal calm.

      Advance Praise for The Calm Prescription Sister BK Shivani Motivational Speaker, Spiritual Guide & Mentor, Brahma Kumaris “The Calm Prescription empowers you to integrate serenity as a non-negotiable part of daily life, rather than a distant aspiration. Luke’s effortless practices guide the mind to embrace stillness, so that the body unlocks its natural ability to heal, transforming ‘dis-ease’ into ease.” Dr. Sachin Trivedi Director Of Medical Oncology, HCG Hospitals Cancer Centre Mumbai “In cancer care, we rely on advanced therapies—chemotherapy, immunotherapy, precision medicine. But stress is a force that no drug alone can defeat. It weakens immunity, heightens inflammation, and may impact every phase of cancer—from risk to recurrence. The Calm Prescription by Luke Coutinho is a brilliant companion to modern oncology. Its simple, effective tools help anchor the mind and body in calm—where true healing begins.” Dr. Amit Maydeo (Padma Shri Awardee and Chairman of Institute of Gastrosciences, Sir HN Reliance Foundation Hospital, Mumbai. Past President of the Society of GI Endoscopy of India) “Modern gastroenterology is evolving—we now understand that emotional health is intricately linked with digestive well-being. Luke Coutinho’s The Calm Prescription reminds us of this truth through 75 powerful, accessible tools that restore calm and improve overall health. This is more than a book—it’s a guide to resilience and gut-brain harmony that I’m proud to endorse.” Vidya Balan (Award-Winning Indian Actress, Padma Shri Recipient) “Over time, I have come to realize that being CALM allows me to be present in the NOW. And being present is the only way to live every moment to the fullest. So, I consciously work towards finding and staying calm. This book will help people find their calm.” Gurudev Sri Sri Ravi Shankar (Founder, The Art of Living) “An enthusiastic spirit and a happy mind are key signs of well-being and to lead a happy life you need a multi-pronged approach. Luke Coutinho has helped many with his experience in health and wellness. His ability to inspire people to follow good habits and right practices is worth emulating. With this book may he continue to inspire many on the path of wellness. Love and best wishes.” About the Author Meet Luke Coutinho.

      A pioneer in Integrative and Lifestyle Medicine in India for over 14 years, wellness isn’t just Luke’s profession — it’s his true calling. Recently, Luke was invited to meet with our Honorable Prime Minister Narendra Modi in Delhi, not once but twice, where he was entrusted to be part of a vital mission and spearhead the PM’s vision to tackle obesity, diabetes, and advance integrative and lifestyle medicine across the country.

      Luke continues to lead this charge through impactful initiatives like Bharat Lifestyle and Tips, free monthly school menus, and a wealth of educational content aimed at creating lasting change.

      In a world overloaded with information and confusion, he educates his community on the power of simple, inexpensive ways to prevent, heal, and recover, ensuring that good health is within everyone’s reach.

      He is also at the forefront of the Prime Minister’s Fit India Movement as its Wellness and Lifestyle Champion.

      Luke's team works with individuals across all age groups, addressing a wide spectrum of health conditions — from cancer, diabetes, to fat loss, hormonal imbalances, cardiovascular issues, autoimmune diseases, and even rare metabolic syndromes — using the power of integrative and lifestyle medicine. His philosophy is simple yet profound: don’t just treat symptoms—address the root cause.

      As an author of five national bestsellers, Luke doesn’t just write books—he shares life lessons. His words have inspired and motivated people to embrace healthier, happier lives. His free educational videos, podcasts, blogs, and guided journeys reach 7 million people annually across the globe and have helped countless individuals take small yet powerful steps toward a better life and health.

      His Cancer Care – Aap Ke Liye initiative provides free lifestyle support to over 200+ less privileged cancer patients.

      Luke’s journey has taken him across the world, where he learns, teaches, and shares his insights on holistic nutrition and lifestyle. His mission is clear: to help people live their best lives, one small win at a time, in a world where wellness is accessible, uncomplicated, and empowering for all.

      https://www.amazon.in/Calm-Prescription-Scientific-Longevity-Happiness-ebook/dp/B0FFJTN71W?ref_=ast_author_mpb (Disclaimer: The above press release comes to you under an arrangement with NRDPL and PTI takes no editorial responsibility for the same.). PTI PWR PWR

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