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<h1>Loans Against Mutual Funds: secured, lien marked mutual fund units unlock instant collateral-backed credit with flexible overdraft repayment.</h1> Digital Loans Against Mutual Funds (LAMF) lets investors obtain secured credit by digitally lien marking mutual fund units to partner NBFCs via ET Money's apps, preserving investment compounding. The facility provides instant eligibility checks, rapid disbursal as a flexible overdraft, interest charged only on amounts used for the period of use, no fixed EMIs, reusable lines without reapplication, borrower-controlled repayment of principal and interest, and zero foreclosure charges; credit is provided through NBFC intermediation against collateralized mutual fund units.