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<h1>Regulatory disclosure: appointment of new CFO reflects SEBI-compliant notification and seasoned financial leadership with international experience and system migration oversight.</h1> The Jammu and Kashmir Bank appointed Ketan Kumar Joshi as Chief Financial Officer, replacing the prior CFO, and notified the stock exchanges in compliance with SEBI Regulations. Joshi's background includes a recent CFO role at a small finance bank, senior positions at international and domestic banks, and leadership of bank system migration projects supporting capital growth and regulatory alignment.