<h1>Financial Confidence Surges for India's Lower Middle Class, Digital Tools Empower Progress Despite Savings Challenges</h1> A consumer finance study reveals the financial landscape of India's lower middle class in 2025. Key findings show 73% are confident of achieving financial goals, with 57% reporting income increases. Digital tools are increasingly important, with 63% believing they facilitate financial progress. Challenges include reduced savings, with only 50% saving compared to 60% in 2024, and 12% borrowing for basic needs. Education spending rose by 34%, and local travel emerged as a key lifestyle upgrade, reflecting resilient aspirations despite economic pressures.