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<h1>Unsecured personal loans offer flexible tenure and fast digital disbursal under NBFC deposit-taking framework, with eligibility and prepayment terms.</h1> Bajaj Finserv offers unsecured personal loans in three variants-Term Loan, Flexi Term Loan, and Flexi Hybrid Term Loan-each with distinct disbursal, interest and prepayment mechanics; loans feature long repayment tenures, digital application with KYC-based onboarding, minimal documentation, and eligibility criteria including nationality, age range, employment status and a minimum credit score. The lender is a deposit-taking NBFC registered with the central bank and classified as an NBFC-Investment and Credit Company, accepting public and corporate deposits and operating under disclosed terms and conditions.