<h1>RBI Reports 100.08 Lakh MSMEs with Loan Accounts; 89,642 Classified as Sick, Rehabilitation Efforts Underway.</h1> As of March 2012, the Reserve Bank of India reported that 100.08 lakh Micro, Small, and Medium Enterprises (MSMEs) held loan accounts with Scheduled Commercial Banks. Among these, 89,642 were classified as sick enterprises. Challenges faced by these businesses include marketing and financial problems and competition. The RBI encourages the revival of potentially viable sick units through rehabilitation packages, debt restructuring, and fresh loans. Guidelines issued by the RBI include policies for the rehabilitation of sick MSMEs and restructuring mechanisms. By March 2012, 6,751 sick enterprises were undergoing rehabilitation efforts.