<h1>Capital raise via issuance of compulsorily convertible preference shares to strengthen capital ratios, subject to shareholder and regulatory approvals.</h1> The bank reported growth in deposits and loans but significant stress in the microfinance portfolio led to higher slippages and provisions, reducing full year net profit. Asset quality excluding microfinance remained stable with improvements in gross NPA. The board approved a fresh equity capital raise via issuance of Compulsorily Convertible Preference Shares to investors and recommended a dividend, both subject to shareholders' and regulatory approvals, and disclosed projected post conversion capital adequacy ratios based on quarter end figures.