<h1>Credit Scores: Your Financial Passport Revealing Loan Potential Through Responsible Borrowing and Strategic Financial Management</h1> Credit scores are crucial for loan eligibility, ranging from 300 to 900. Lenders use these scores to assess borrowers' creditworthiness. Four RBI-authorized credit bureaus in India provide these scores. A good score (740-799) indicates responsible credit use and increases loan approval chances. Consumers can improve their scores by maintaining low credit utilization, making timely payments, and avoiding frequent loan applications. Digital platforms now offer free credit score tracking and personalized improvement suggestions.