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Complaints Regarding Education Loans to Students

December 1, 2012

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Press Information Bureau

Government of India

Ministry of Finance

30-November-2012 17:53 IST

Public Sector Banks had during 2011-12, received 5199 complaints in education loans, including those of denial of loans, out of which 5190 were disposed of and 9 were pending.  Complaints regarding educational loans, as and when received by the concerned banks are taken up for corrective measures.  Bank-wise details are as under:            

S.N.

Name of the Bank

No. of applications
   

Received

Disposed of

Pending

1.       

Allahabad Bank

22

22

0

2.       

Andhra Bank

11

11

0

3.       

Bank of Baroda

33

33

0

4.       

Bank of India

30

30

0

5.       

Bank of Maharashtra

8

8

0

6.       

Canara Bank

117

108

0

7.       

Central Bank of India

174

174

0

8.       

Corporation Bank

27

27

0

9.       

Dena Bank

6

6

0

10.   

Indian Bank

217

217

0

11.   

Indian Overseas Bank

39

39

0

12.   

Oriental Bank of Commerce

19

19

0

13.   

Punjab &  Sind Bank

2

2

0

14.   

Punjab National Bank

148

148

0

15.   

Syndicate Bank

63

63

0

16.   

UCO Bank

24

24

0

17.   

Union Bank of India

23

23

0

18.   

United Bank of India

4

4

0

19.   

Vijaya Bank

4

4

0

20.   

State Bank of India

4076

4076

0

21.   

State Bank of Bikaner & Jaipur

27

27

0

22.   

State Bank of Hyderabad

0

0

0

23.   

State Bank of Mysore

0

0

0

24.   

State Bank of Patiala

12

12

0

25.   

State Bank of Travancore

106

106

0

26.   

IDBI Bank Ltd.

7

7

0

 

Total

5199

5190

9

 Source: PSBs

The Model Educational Loan Scheme of Indian Banks’ Association aims at providing financial support from the banking system to meritorious students for pursuing higher education in India and abroad.  The main emphasis is that a meritorious student, though poor, is provided with an opportunity to pursue education with the financial support from the banking system with affordable terms and conditions.

This information was given by the Minister of State for Finance, Shri   Namo Narain   Meena in written reply to a question in Lok  Sabha today.

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