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<h1>Bank Navigates Profit Growth by Strategic Loan Slowdown and Deposit Expansion Amid Competitive Market Pressures</h1> A major private bank reported a 7% increase in quarterly net profit, highlighting challenges in home and corporate loan segments. The bank deliberately slowed loan growth, focusing on liabilities, with deposit growth over 15%. Pricing pressures in home loans led to a 20% reduction in disbursements, while corporate loan pricing remains competitive. The bank aims to align loan growth with the banking system and expand in retail segments across 700 districts.