<h1>Digital Revolution Transforms Car Insurance: Mandatory Third-Party Coverage Meets Comprehensive Protection Strategies for Drivers</h1> Car insurance in India has evolved to offer streamlined online services, with one-fourth of policies purchased digitally. While third-party insurance is legally mandatory, comprehensive coverage is crucial for financial protection. Key recommendations include assessing individual risk, choosing appropriate add-ons, reviewing claim settlement ratios, balancing premiums and deductibles, and ensuring wide garage network coverage to protect against accidents, theft, and natural disasters.