<h1>FINCOVER(R) Launches Free Online Tool for Instant Personal Loan Eligibility Check Without Affecting Credit Scores</h1> FINCOVER(R) has launched a free online personal loan eligibility checker that provides instant predictions for loan approval without impacting credit scores. The tool evaluates eligibility based on monthly income, existing debt, credit score, and employment stability using methods like the Fixed Obligation to Income Ratio and Multiplier Method. Salaried individuals, especially those with stable jobs in MNCs or government organizations, benefit from higher approval rates. The checker offers instant results, protects credit scores, and provides access to multiple loan options. FINCOVER(R), a Chennai-based fintech startup, aims for significant growth in the coming year.