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<h1>OneScore App Simplifies Access to Collateral-Free Loans with Transparent Process and Flexible Repayment Options</h1> The OneScore app offers a streamlined solution for obtaining collateral-free loans via mobile devices, providing users with transparency throughout the process. Users begin by checking their credit scores for free using CIBIL and Experian data. If necessary, OneScore offers personalized strategies to improve credit scores. Once eligible, borrowers can view tailored loan offers up to Rs. 5 lakhs, with interest rates varying by lender. The app simplifies the application process with minimal steps and provides flexible repayment options up to 48 months. Eligibility requires a minimum credit score of 730 and a monthly income of Rs. 20,000.