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<h1>Secured gold loan: collateral based borrowing with minimal documentation, vault custody and pledged gold valuation determining eligibility.</h1> Bajaj Finance is a deposit taking NBFC registered with the Reserve Bank of India and classified as an NBFC Investment and Credit Company. The article describes a secured gold loan where lenders determine loan amounts by pledged gold valuation, offer flexible repayment tenures and lower interest rates due to collateral, require minimal documentation and limited credit checks, provide secure vault storage and complimentary insurance for pledged jewellery, and return collateral on repayment, with corporate credit rating disclosures included.