<h1>SBI's December Quarter Net Profit Surges 84% to 16,891 Crore; Considers Listing Insurance and Asset Management Divisions.</h1> SBI reported an 84% increase in its net profit for the December quarter to Rs 16,891 crore, primarily due to a lower base from the previous year, which was affected by a significant one-time pension provision. Despite a 14% growth in advances, net interest income rose only 4% due to a narrowing net interest margin of 3.15%. The bank's chairman noted a shift in customer preferences towards fixed deposits. Asset quality improved, with reduced fresh slippages and a lower gross non-performing assets ratio. SBI's capital adequacy remains strong, and it is considering listing its general insurance and asset management divisions.