<h1>AI tools for small businesses streamline operations and cut costs through automation, content generation, and productivity boosts.</h1> The article catalogs twelve AI applications for small businesses, outlining each tool's primary operational function: conversational AI for customer replies and content, writing assistants for polished communication, content strategy and design generators for campaign and visual asset creation, productivity and project-management platforms with AI task prioritization, real-time transcription for meetings, AI marketing copy and email tools with segmentation and optimization, accounting software that automates invoicing and expense tracking, collaborative design suites with AI suggestions, and image-generation models for custom visuals.