<h1>RBI Governor Highlights Uneven Economic Recovery Post-COVID, Urges Banks to Embrace Innovation and Improve Capital Management.</h1> The Governor of the Reserve Bank of India addressed the SBI Banking & Economics Conclave, emphasizing the theme of economic recovery post-COVID-19. He highlighted India's progress in vaccination, which has bolstered consumer confidence and economic recovery. However, he noted that recovery remains uneven, particularly in contact-intensive services. He stressed the importance of private consumption and investment for sustained growth, supported by government reforms and infrastructure development. The Governor also discussed the role of technology, startups, and the financial sector in driving growth. He urged banks to improve capital management, governance, and customer service while leveraging digital innovation responsibly.