<h1>RBI Proposes New Rules for Large Borrowers: Minimum Loan Component to Rise from 40% to 60% by April 2019.</h1> The Reserve Bank of India (RBI) has issued draft guidelines to improve credit discipline among large borrowers with working capital facilities. Effective October 1, 2018, borrowers with an aggregate fund-based working capital limit of Rs. 150 crore or more must maintain a minimum loan component of 40% of the sanctioned limit. This threshold will increase to 60% from April 1, 2019. The guidelines also outline the sharing of working capital finance, loan tenor, repayment terms, and risk weights for undrawn cash credit limits. Feedback on these draft guidelines is invited by June 26, 2018.