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of <h1>Government Launches PMJJBY and PMSBY for Affordable Insurance Coverage to Underprivileged Citizens.</h1> Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) and Pradhan Mantri Suraksha Bima Yojana (PMSBY) were launched on May 9, 2015, providing insurance coverage to the public, especially the underprivileged. PMJJBY offers a renewable one-year life cover of Rs. 2 lakh for a premium of Rs. 330 annually, while PMSBY provides a one-year accidental death and disability cover for Rs. 12 annually. The schemes are administered through public and private insurers in partnership with banks. Awareness campaigns and an exclusive website have been established to facilitate access. Claim settlements and complaints are regularly monitored by the government.
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