<h1>India's Atal Pension Yojana Offers Guaranteed Pension for Informal Workers, Ages 18-40, with Government Support and Flexibility.</h1> The Atal Pension Yojana (APY), initiated by the Government of India in May 2015, aims to provide a pension scheme for the unorganised sector and informal workers. Eligible Indian citizens aged 18 to 40 can join via savings bank accounts. The scheme offers a guaranteed monthly pension ranging from Rs. 1000 to Rs. 5000 at age 60, with government co-contribution for early enrollees. In cases of premature death, the spouse may continue contributions. The scheme includes flexible payment modes and government support for investment shortfalls. Additionally, a pension policy for women and potential tax reliefs are under consideration.