Reserve Bank of India (RBI) as a regulator formulates banking policy which includes non-performing assets recognition and resolution.

The Government of India (GoI) under the Indradhanush Plan, has earmarked ₹ 70,000 crores for infusion in PSBs between F.Y 2016 and 2019 as per the figures given below:

(i)	Financial Year 2015-16	₹ 25,000 crore
(ii)	Financial Year 2016-17	₹ 25,000 crore
(iii)	Financial Year 2017-18	₹ 10,000 crore
(iv)	Financial Year 2018-19	₹ 10,000 crore
	Total	₹ 70,000 crore

The Government has already infused a sum of ₹ 47,915 crore to PSBs during 2015-16 and 2016-17 based on quantitative analysis of growth and compliance levels.

This was stated by Shri Santosh Kumar Gangwar, Minister of State for Finance in written reply to a question in Rajya Sabha today.

Capital infusion in public sector banks under Indradhanush Plan proceeds with phased allocations and partial disbursement. Infusion of capital in Public Sector Banks under the Indradhanush Plan is a phased government recapitalisation programme with specified annual allocations released based on quantitative assessments of bank growth and compliance; a majority of the earmarked funding was disbursed during the initial two fiscal years, and further releases remain contingent on continued performance analysis.