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<h1>Atal Pension Yojana Hits 53 Lakh Subscribers; 235 Banks & Post Offices Drive Implementation Since 2015.</h1> The Atal Pension Yojana (APY) has reached 53 lakh subscribers, with 235 banks and the Department of Post involved in its implementation. The scheme, operational since June 2015, targets Indian citizens aged 18-40, offering a guaranteed pension of Rs. 1000 to Rs. 5000 monthly from age 60. Approximately 97.5% of subscribers contribute monthly, with 51.5% opting for a Rs. 1000 pension. The scheme follows the investment pattern of the NPS for Central Government employees, yielding a 13.91% return in 2016-17. New features allow subscribers to access ePRAN cards, transaction statements, and grievance registration online. Males constitute 62% of the subscriber base.