Loans are extended under the Pradhan Mantri Mudra Yojana (PMMY), Scheme by banks and Micro Finance Institutions (MFIs) in three categories:

Shishu (loans upto ₹ 50,000);

Kishore (loans from ₹ 50002 to ₹ 5 lakh);

Tarun (loans from ₹ 5 lakh to ₹ 10 lakh)

Till 12^th February, 2016, the loans extended are as follows:

Category	No. of borrowers
Shishu	2,50,54,052
Kishore	16,53,010
Tarun	2,93,566
Total	2,70,00628

The PMMY is a demand driven scheme, and all loans proposals are considered on commercial merits. Out of the total disbursement of ₹ 99, 467 crore as on 12^th February, 2016, ₹ 21,119 crore is under Tarun Sector. This constitutes 21.23% of the total portfolio.

This was stated by Shri Jayant Sinha, Minister of State in the Ministry of Finance in written reply to a question in Lok Sabha

Demand-driven scheme: PMMY classifies microloans into Shishu, Kishore, Tarun and assesses proposals on commercial merits. Pradhan Mantri Mudra Yojana organises microcredit into three categories-Shishu, Kishore and Tarun-administered by banks and Micro Finance Institutions. The scheme is demand driven and loan proposals are assessed on commercial merits. Reported figures include borrower counts by category and aggregate disbursement totals, with the Tarun category identified as a notable share of the overall portfolio, as disclosed in a ministerial written reply to a parliamentary question.