<h1>NPCI Drives India's Payment Revolution with Digital Channels, Interoperability, and Security Enhancements for Financial Inclusion.</h1> The National Payments Corporation of India (NPCI), established in 2009, has significantly advanced India's retail payment systems by launching innovative products like CTS, NACH, IMPS, NFS, and RuPay. It focuses on digitizing payments and enhancing interoperability. Despite progress, India lags behind other emerging markets, necessitating further development. Strategic actions include expanding digital channels, promoting government electronic benefit transfers, ensuring interoperability, simplifying processes, and enhancing security. The Reserve Bank, along with NPCI and other stakeholders, aims to drive a payment revolution, leveraging over 1 billion mobile connections and financial inclusion initiatives to transform the payments landscape.