<h1>Net Stable Funding Ratio: draft guidelines require banks to maintain sustainable funding profiles to reduce funding-risk and promote stability.</h1> The Reserve Bank of India issued draft guidelines on the Net Stable Funding Ratio under the Basel III liquidity framework, proposing applicability from January 1, 2018 and inviting comments by June 26, 2015. The NSFR aims to ensure banks maintain a sustainable funding profile, limit reliance on short-term wholesale funding, and promote comprehensive assessment of funding risk across on- and off-balance-sheet items.