<h1>Government Targets Subsidy Misuse: JAM Trinity for Direct Cash Transfers to Poor, Boosting Financial Inclusion and Efficiency.</h1> The government aims to make essential commodities affordable for the poor through subsidies, but these often benefit wealthier households more, leading to market distortions and economic inefficiencies. The Jan Dhan Yojana, Aadhaar, and mobile numbers (JAM Trinity) offer a targeted solution by facilitating direct cash transfers to the poor, reducing leakages and ensuring benefits reach intended recipients. As Aadhaar enrollments and bank accounts increase, linking them can enhance financial inclusion. Mobile money and India's extensive postal network provide additional channels for delivering direct benefits, aligning with government goals to implement more effective economic reforms.