<h1>Inflation-Linked National Saving Securities Offer 1.5% Fixed Rate Plus Inflation, No TDS, Transferable to Nominees Only.</h1> Inflation Indexed National Saving Securities-Cumulative (IINSS-C) are available to retail investors, including individuals, Hindu Undivided Families, and certain institutions. These securities offer a fixed interest rate of 1.5% plus an inflation-linked rate, with a guaranteed minimum of 1.5% even in deflation. Interest compounds semi-annually and is paid upon redemption. The investment range is Rs. 5,000 to Rs. 500,000 per year. Premature redemption is allowed with conditions. Securities can be used as loan collateral but are transferable only to nominees upon the holder's death. No TDS applies unless otherwise notified. Applications are processed through agency banks.