The court held that mere suspicion against the respondent, a...

The court held that mere suspicion against the respondent, a bank official, is not enough to frame charges in a case involving alleged conspiracy and misconduct in sanctioning credit facilities to a company. The proposal went through various committees, including the Loan Advisory Committee, and was approved by higher authorities like the Chief General Manager (Credit) and Executive Director. The respondent's role was limited to signing the memorandum after it was approved by others. The fact that the proposal was processed quickly does not constitute an offense. No material evidence showed any accused other than bank officials met the respondent before sanction. Based on the charge sheet material, the respondent's complicity was not established, and the court dismissed the appeal against the impugned order.