Deduction for mediclaim premium u/s 80D

[Sahil Shah]

Dear Experts,

I have a joint mediclaim policy for my parents. My father is a senior citizen and mother is not senior citizen. So which deduction to be claimed? 25000 or 50000? (50000 is for senior citizens u/s 80D)

Thanks in advance!!

AI Summary

Claim Rs. 50,000 Deduction for Joint Mediclaim Policy with Senior Citizen Parent under Section 80D. An individual inquired about the appropriate deduction amount under Section 80D for a joint mediclaim policy covering their parents, where the father is a senior citizen and the mother is not. They questioned whether to claim Rs. 25,000 or Rs. 50,000, given the senior citizen status of one parent. A respondent advised that Rs. 50,000 could be claimed since one parent qualifies as a senior citizen under Section 80D.