Loans against NR(E)RA and FCNR(B) deposits: cap raised and banks prohibited from splitting loans to evade limits. Banks may grant loans secured by funds in NR(E)RA and FCNR(B) deposits to depositors or third parties up to a revised maximum limit, subject to an express prohibition on artificial slicing of loan amounts to circumvent the ceiling. The revision is effective immediately and the directions are issued under the relevant powers of the foreign exchange statute without prejudice to other statutory permissions.