AML/CFT standards require money changers to consider international risk statements and apply enhanced due diligence to jurisdictions. Authorised money changing persons must consider an international risk statement and adapt customer acceptance, transaction screening, and record maintenance practices accordingly; the guidance does not bar legitimate transactions. The obligation extends to agents and franchisees, with franchisers accountable for their compliance, and requires internal dissemination and Principal Officer acknowledgement, pursuant to statutory foreign exchange and anti money laundering directions.