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of <h1>FEMA requires resident individuals to surrender unused foreign exchange within 180 days of receipt or return to India</h1> Under FEMA regulations, resident individuals must surrender any received, realized, unspent, or unused foreign exchange including currency notes, coins, and travellers cheques to authorized persons within 180 days. The surrender period is calculated from the date of receipt, realization, purchase, acquisition, or return to India, whichever is applicable. This mandatory requirement applies to all forms of foreign exchange held by individual residents and ensures compliance with foreign exchange management laws governing repatriation and surrender obligations.
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