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of <h1>Indian residents need RBI permission for foreign life insurance policies, must repatriate proceeds within seven days</h1> Indian residents may take or hold life insurance policies from foreign insurers only with Reserve Bank of India permission. Those who acquired foreign policies while residing abroad may continue holding them after returning to India. When premiums are paid from India, policyholders must repatriate maturity proceeds or claim amounts to India through banking channels within seven days of receipt. This regulation operates under the Foreign Exchange Management Act's insurance framework.
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