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of <h1>Resident Indians can open foreign currency accounts with authorized dealers using specified overseas income sources</h1> Resident individuals in India may open and maintain foreign currency accounts with authorized dealers using foreign exchange acquired through specified sources including payments for overseas services, gifts from non-residents or close relatives, honorarium received abroad, unspent travel allowances, export earnings, insurance proceeds, and ADR/GDR disinvestment proceeds. Account debits are permitted for current and permissible capital account transactions. The account operates as a non-interest bearing current account with no balance ceiling restrictions.
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