Insurance service exemptions: life and health insurance to individual/family insureds exempted under UTGST, e commerce local delivery excluded. Amends the UTGST rate notification to exempt services of life insurance and health insurance provided by an insurer to non-group insureds (individuals or individual-plus-family), and reinsurance of those services; excludes local delivery services provided by or through an Electronic Commerce Operator from a separate entry; revises 'goods transport agency' to exclude such electronic commerce operators; defines 'group' for these exemptions and defines 'health insurance business' to include sickness, medical, surgical, hospital expense, travel and personal accident benefits.