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<h1>Credit guarantee for Stand Up India: scheme secures eligible loans to targeted entrepreneurs with staged claim and recovery rules.</h1> Creates the Credit Guarantee Scheme for Stand Up India administered by NCGTC to guarantee eligible term loans and working capital facilities for SC/ST and women greenfield entrepreneurs up to prescribed ceilings. Participating lending institutions must enter agreements with NCGTC, submit quarterly batches of eligible accounts, pay a risk based guarantee fee, and observe appraisal, monitoring and recovery duties. The Scheme sets guarantee cover percentages, lock in and invocation rules, claim settlement mechanics including staged payments and recovery remittance, risk premium adjustments tied to NPA and payout ratios, and empowers the Fund to modify terms and inspect records.