Gross enrolments during FY 2025–26 cross 1.35 crore subscribers, marking highest-ever enrolments recorded in a single financial year since the inception of the scheme

The Atal Pension Yojana (APY), a flagship social security scheme of the Government of India administered by the Pension Fund Regulatory and Development Authority (PFRDA), has achieved a historic milestone by surpassing total gross enrolments of 9 crore subscribers on 21st April, 2026.

In a further testament to the scheme’s growing outreach and impact, gross enrolments during the Financial Year 2025–26 have crossed 1.35 crore subscribers, marking the highest-ever enrolments recorded in a single financial year since the inception of the scheme.

Launched on May 9, 2015, with the vision of establishing a universal social security system for all Indians, APY is a voluntary, contributory pension scheme primarily focused on the poor, the underprivileged, and workers in the unorganized sector. Over the past decade, the scheme has witnessed remarkable growth, driven by sustained efforts of Banks (PSBs/RRBs/Private Banks/SFBs/Co-operative banks), SLBCs/UTLBCs/LDMs, the Department of Posts (DoP) and continuous support from the Government of India. PFRDA has played a proactive role in expanding the scheme’s footprint across all states and districts in the country, through extensive outreach initiatives, capacity-building programs, multilingual awareness materials, media campaigns, and regular performance reviews.

APY is designed to provide a ‘Sampurna Suraksha Kavach’ (Complete Security Shield) by ensuring the following triple benefits: - First, a guaranteed monthly pension ranging from ₹1,000 to ₹5,000 for subscribers after attaining 60 years of age; Second, same pension continues to the spouse after the subscriber’s demise and third, the return of the corpus accumulated till the age of 60, to the nominee after the death of both. The scheme is open to all Indian citizens between the age of 18 and 40 years, except those who are or have been income tax payers.

“APY ka Saath hai to Jeevan ka Suraksha Kavach Saath hai”

(“एपीवाई का साथ है, तो जीवन का सुरक्षा कवच साथ है।”)

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Atal Pension Yojana expands voluntary pension security with guaranteed benefits, spouse continuation, and nominee corpus return. Atal Pension Yojana is a voluntary, contributory pension scheme administered by the Pension Fund Regulatory and Development Authority as part of India's social security framework for workers in the unorganised sector and other eligible citizens. It provides a guaranteed monthly pension at 60 years of age, continuation of the pension to the spouse after the subscriber's death, and return of the accumulated corpus to the nominee after the death of both. Eligibility is limited to Indian citizens aged 18 to 40 years who are not income tax payers.