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RBI keeps repo rate at 5.25%, issues consumer compensation and digital payments safety proposals, and eases MSME and NBFC rules. The RBI kept the repo rate at 5.25% with a neutral stance due to low underlying inflation and improved growth outlook from recent trade deals. It revised GDP and inflation projections modestly, deferred full FY27 projection pending a revised GDP base, and announced draft guidelines on mis selling, loan recovery, and limiting customer liability for unauthorised electronic transactions, including proposed compensation up to Rs 25,000. Additional measures include digital payments safety papers, doubling collateral free MSME loans to Rs 20 lakh, NBFC registration exemptions, and removal of the VRR investment cap.
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<h1>RBI keeps repo rate at 5.25%, issues consumer compensation and digital payments safety proposals, and eases MSME and NBFC rules.</h1> The RBI kept the repo rate at 5.25% with a neutral stance due to low underlying inflation and improved growth outlook from recent trade deals. It revised GDP and inflation projections modestly, deferred full FY27 projection pending a revised GDP base, and announced draft guidelines on mis selling, loan recovery, and limiting customer liability for unauthorised electronic transactions, including proposed compensation up to Rs 25,000. Additional measures include digital payments safety papers, doubling collateral free MSME loans to Rs 20 lakh, NBFC registration exemptions, and removal of the VRR investment cap.