<h1>Foreign investment in insurance sector increased to 100% allowing full foreign ownership, expanding data compliance, consumer protection, IFSC reinsurance rules</h1> Foreign investment in the insurance sector has been increased to 100% permitting full foreign ownership and control of Indian insurers, thereby enabling foreign capital entry and ownership rights. The Sabka Bima Sabki Raksha (Amendment of Insurance Laws) Act, 2025 establishes a Policyholders' Education and Protection Fund, aligns insurer data-handling obligations with the Digital Personal Data Protection Act, 2023, and augments IRDAI's regulatory powers, thereby expanding consumer protection, data compliance duties, and supervisory authority. Under the IFSCA Act, 2019, the IFSC regime authorises regulation of IFSC Insurance Offices, permits foreign reinsurers to establish branches, and harmonises cross-jurisdictional reinsurance rules, thereby facilitating reinsurance operations across IFSCs, SEZs, domestic tariff areas and overseas markets.