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        Cases where this provision is explicitly mentioned in the judgment/order text; may not be exhaustive. To view the complete list of cases mentioning this section, Click here.

        Provisions expressly mentioned in the judgment/order text.

        <h1>Digital banking requires supervisors and banks to prioritise operational resilience, third party oversight, AI governance and continuous supervision.</h1> Digital banking shifts supervisory focus to operational resilience, data integrity, ecosystem concentration, cyber risk and algorithmic governance. Supervision must be technology-neutral, risk-based, proportional and forward-looking, with the supervised entity remaining accountable for outsourced activities. Core supervisory focus areas are operational resilience and cyber readiness; third-party and ecosystem dependency mapping; governance of data, models and AI (explainability and fairness); and technology-enabled continuous supervision supported by SupTech and improved data governance.

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