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    RBI invites public comments on the draft Directions on ‘Credit Valuation Adjustment (CVA) Framework’
    RBI invites comments on the draft “Reserve Bank of India (Commercial Banks – Prudential Norms on Capital Adequacy) Eleventh Amendment Directions, ...
    87 Proposals Received under BHAVYA Scheme during First Round of Phase-I
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    GeM Completes a Decade of Transforming Public Procurement with Cumulative GMV Exceeding ₹20 Lakh Crore
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    Rs 5,000 cr credited to 6.22 lakh Maharashtra farmers so far under loan waiver scheme: Fadnavis
    SBI Life and J&K Bank partner to bring comprehensive life insurance solutions closer to families across India
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    August 7, 2026
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    Credit valuation adjustment framework revises derivative capital requirements through flexible basic approaches, hedge recognition, and risk-sensitive counterparty treatment.
    Credit Valuation Adjustment framework revisions align CVA capital treatment with final Basel III standards. Eligible banks may use the full or reduced basic approach, while banks with an insignificant volume of non-centrally cleared derivatives may calculate their CVA capital charge at 100 per cent of the counterparty credit risk capital charge. The draft also clarifies CVA hedge recognition, introduces risk weights sensitive to sector and credit quality, and separates systematic and idiosyncratic CVA risk in the full basic approach.
    August 7, 2026
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    Leverage ratio framework amendments propose Basel-aligned capital adequacy standards, with public feedback invited on the draft directions.
    Proposed amendments to the leverage ratio framework would revise Chapter VII of the 2025 Commercial Banks Prudential Norms on Capital Adequacy Directions to implement the Basel Committee's Leverage Ratio 2017 Standard. Public comments and feedback on the draft Eleventh Amendment Directions, 2026, are invited until August 28, 2026, through the designated online platform, postal submission, or email.
    August 7, 2026
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    BHAVYA Scheme project selection uses challenge-based evaluation of infrastructure, industrial ecosystems, and policy enablers under prescribed eligibility criteria.
    BHAVYA Scheme Phase-I proposals submitted by State and Union Territory governments will be evaluated and scored under prescribed eligibility and evaluation criteria. Challenge-based project selection considers connectivity and site suitability, quality of core, value-added and social infrastructure in the detailed project report, and the industrial ecosystem and policy enablers. The Scheme guidelines provide for completion of the first-phase selection process within one year from notification.
    August 7, 2026
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    Multilateral trade cooperation preserves developing economies' policy space while advancing MSME finance, diversified value chains and digital services.
    BRICS ministers adopted measures supporting a development-centred multilateral trading system with the World Trade Organization at its core, preservation of Special and Differential Treatment, binding two-tier dispute settlement, and developing economies' policy space for food security and public stockholding. MSME measures include study of an invoice discounting mechanism and credit-assessment principles focused on cash flow rather than collateral. Value-chain measures provide for a GVC Action Plan, technical cooperation, Special Economic Zone cooperation and digitised trade documents, alongside principles for trusted cross-border digitally delivered services.
    August 7, 2026
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    Digital public procurement promotes transparent sourcing, reduced seller charges, competition monitoring and evidence-based spending oversight through an integrated marketplace.
    Government e-Marketplace digitises public procurement through a unified platform promoting transparency, efficiency, good governance and wider supplier participation. Seller-facing measures include reduced transaction charges, exemption of smaller orders, a cap on maximum transaction fees and reduced vendor assessment fees. The platform uses Artificial Intelligence and Machine Learning tools to identify suspected cartelisation, collusion and order splitting, while its digital transactional trail supports expenditure monitoring, identification of inefficiencies and evidence-based policy interventions.
    August 7, 2026
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    Criminal justice, extremist-material regulation and administrative schemes feature in reports on prosecutions, demolition practices, loan waivers and fuel policy.
    Criminal justice reports cover bail and an expedited trial in an assault prosecution, arrest for allegedly sheltering an accused, allegations of rape and murder of a minor, and claimed irregularities in a police recruitment examination. Regulatory developments include a ban on extremist literature associated with proscribed organisations and judicial disapproval of coercive demolition. Administrative coverage includes farmer loan-waiver transfers following Aadhaar authentication and debate over the E20 fuel-blending programme.
    August 7, 2026
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    Foreign exchange reserves rose as foreign currency assets, gold holdings, Special Drawing Rights and IMF reserve position increased.
    India's foreign exchange reserves increased during the week ended July 31, principally because of higher foreign currency assets and gold reserves. Foreign currency assets include US dollar valuation effects arising from movements in currencies such as the euro, pound and yen. Special Drawing Rights and India's reserve position with the International Monetary Fund also increased. The movement followed measures to attract foreign exchange inflows, including an FCNR(B) measure, after earlier reserve declines associated with rupee pressure and dollar sales for foreign exchange market intervention.
    August 7, 2026
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    Farm loan waiver eligibility depends on verified beneficiary status and Aadhaar authentication for direct credit of eligible crop-loan relief.
    The farm loan waiver scheme covers eligible short-term crop loans within the prescribed ceiling and eligibility period. Waiver amounts are credited to verified bank accounts after field verification and completion of Aadhaar authentication. Aadhaar authentication is the operative condition for automatic processing of benefits, while eligibility rules and technical conditions have raised concerns about exclusion of distressed farmers.
    August 7, 2026
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    Corporate agency distribution expands access to life insurance products, supporting insurance awareness, financial inclusion and long-term household financial protection.
    A corporate agency arrangement enables J&K Bank to distribute SBI Life Insurance protection, savings, retirement and child-oriented life insurance plans through its branch network. The partnership aims to improve insurance access, awareness, financial literacy and long-term financial planning for households, particularly in Jammu & Kashmir and Ladakh. It is intended to expand insurance penetration, strengthen household financial protection and support financial inclusion in line with the IRDAI vision of "Insurance for All by 2047".
    August 7, 2026
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    Cross-border smuggling controls target narcotics, poppy seeds and areca nuts entering through the Indo-Myanmar border region.
    Cross-border smuggling enforcement targeted methamphetamine, foreign-origin poppy seeds and areca nuts allegedly brought from Myanmar. Methamphetamine concealed in an ambulance was seized under the NDPS Act, 1985. Poppy seeds and areca nuts recovered in separate operations were seized under the Customs Act, 1962. Poppy-seed imports are restricted to designated countries and require registration to ensure traceability and prevent illicit produce entering legitimate supply chains. The enforcement action addresses circumvention of customs controls and regulated import requirements.
    August 7, 2026
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    Direct benefit transfer for welfare pensions replaces cooperative-bank doorstep delivery, while retaining limited home service for excluded beneficiaries.
    Direct Benefit Transfer for social security and welfare pensions is to be made through Aadhaar-linked bank accounts, replacing cooperative-bank doorstep delivery. Home delivery remains available for bedridden persons and others who cannot be excluded. The change is associated with delays in remitting undistributed amounts, record-update failures, reconciliation issues, duplicate payments, and incomplete Aadhaar-based payment implementation. Concerns have been raised that mandatory bank-account credit may disadvantage beneficiaries dependent on doorstep delivery.
    August 7, 2026
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    Direct Benefit Transfer for welfare pensions replaces doorstep cooperative-bank delivery, while home delivery remains for bedridden beneficiaries.
    Direct Benefit Transfer of social security and welfare pensions is to be made mandatory through Aadhaar-linked bank accounts, replacing cooperative-bank doorstep distribution. Home delivery continues for completely bedridden beneficiaries and others who cannot be excluded. The change addresses delays in remitting undistributed amounts, record-update and reconciliation deficiencies, duplicate payments linked to incomplete Aadhaar-based payments, delivery incentive costs, and the need to comply with Direct Benefit Transfer norms to avoid loss of central financial assistance.
    August 7, 2026
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    Customs trade data show moderating July growth while high-technology exports, vehicles and advanced manufacturing supplies remain strongly supported.
    Customs and trade data showed that China's July export and import growth moderated and its trade surplus narrowed from the preceding month. Typhoon-related port disruptions affected trade flows, but demand for electronics and green technology products supported elevated values. High-technology items, vehicles, electronics and machinery recorded strong January-July export growth, while trade performance varied among the United States, the European Union and Southeast Asia.
    August 7, 2026
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    BRICS industrial cooperation advances MSME, photovoltaic, startup and logistics frameworks alongside resilient trade and digital services collaboration.
    BRICS industrial cooperation under PartNIR was strengthened through a Joint Declaration and institutional measures addressing MSMEs, photovoltaics, startup-led innovation, and resilient transport and logistics. The measures include an SME cooperation framework, Terms of Reference and an Action Plan for photovoltaic industry cooperation, and a startup innovation action plan. Trade discussions focused on the multilateral trading system, MSME participation in international trade, resilient global value chains, and cross-border digitally delivered services within a rules-based trading framework.
    August 7, 2026
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    Certified organic export promotion: BIOFACH INDIA facilitates buyer-seller engagement, certification awareness, traceability discussions and international market access.
    BIOFACH INDIA 2026 promotes certified organic exports by providing a platform for Indian organic enterprises to showcase diverse certified products and engage with overseas buyers through structured Buyer-Seller Meets. Technical sessions address organic certification, traceability, sustainability, quality standards, international regulatory requirements and export-market expectations. The initiative supports quality assurance, international market access, export linkages and sustainable agricultural practices across the organic value chain.
    August 6, 2026
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    Device-based loan recovery restrictions protect essential mobile functions while permitting gradual locking only for lender-financed devices.
    Technology-based recovery mechanisms cannot restrict or disable a borrower's mobile device unless the bank financed acquisition of that device. Where permitted, banks must adopt a gradual approach and preserve essential functions, including incoming calls, SMS access, and emergency SOS features. Regulated entities and service providers must obtain manufacturer or operating-system certification for device-locking technology. Disclosure of borrower or guarantor information to recovery personnel must be limited to what is necessary for loan-recovery duties.
    August 6, 2026
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    Bilateral trade agreement negotiations should secure tariff certainty, protect key exports, strengthen supply chains, and support vulnerable small industries.
    An early Bilateral Trade Agreement is proposed to protect Indian interests, secure tariff exemptions for key exports, reduce barriers affecting industrial products, and create predictable trade conditions. Recommended measures include financial and export-credit support for small industries, real-time monitoring of customs requirements, documentation assistance, and timely policy support against tariff and non-tariff barriers. Export strategy should develop knowledge services and critical supply-chain integration, while a National Fund should assist suppliers with redesign, tooling, certification and entry into new global supply chains.
    August 6, 2026
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    Ethanol imports for fuel blending remain excluded from trade commitments, with domestic producers continuing to supply the blending programme.
    Ethanol imports for fuel blending remain outside concessions or commitments in India-US trade discussions. Under the Ethanol Blended with Petrol Programme, ethanol procurement is governed solely by domestic policy requirements and is sourced entirely from domestic producers. Claims of existing or intended large-scale ethanol imports from the United States for fuel blending, or of a policy change permitting them, are stated to be baseless.
    August 6, 2026
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    Domestic ethanol sourcing for fuel blending continues unchanged, with no import commitments or concessions involving United States ethanol.
    Ethanol used for fuel blending under the Ethanol Blended with Petrol Programme is sourced entirely from domestic producers, with no imports from the United States for that purpose. No concessions or commitments on importing United States ethanol for fuel blending have been made in trade discussions. Fuel blending and ethanol procurement continue to be governed solely by domestic policy requirements, and claims of a policy change allowing large-scale imports are incorrect.
    August 6, 2026
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    Patent and trade marks agent qualification examinations require written-paper minimums, aggregate passing scores, and viva voce assessment for registration.
    Patent and trade marks agent examinations comprise an objective Paper I, a descriptive Paper II and a viva voce assessing suitability to practise before the Intellectual Property Office. Candidates must secure the stipulated minimum marks in each written paper and the required aggregate score to pass. Registration in the relevant Register of Patent Agents or Register of Trade Marks Agents is available only to candidates who satisfy all prescribed eligibility conditions and qualify the examination.

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      Transforming Visual Content with AI: The Impact of Watermark Removal and Video Background Removal

      December 16, 2025

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      In today’s digital landscape, content creation has become an essential part of personal communication and business strategy. Whether someone is sharing a short video on social media, producing educational material, or building a brand identity, visual content carries the power to influence how messages are perceived. Clean, polished, and distraction-free visuals have become a standard expectation among viewers, raising the importance of tools that enhance clarity and remove unwanted elements. Among these tools, AI logo remover from Video and AI remove background from video stand out for their ability to improve quality while reducing the amount of manual labor required from creators. Together, these tools represent a major shift in how people produce and refine visual content. They make professional-looking results accessible to anyone, regardless of experience or equipment, and they allow creators to focus on storytelling instead of editing complexities.

      What a Watermark Remover Really Does Understanding the Purpose of Watermark Removal Watermarks exist for a reason. They protect ownership, identify brands, or mark drafts of visual content before final use. However, there are many cases where a watermark becomes an obstacle. A timestamp might spoil the aesthetics of an old family video, a logo may interfere with a design layout, or a text overlay could obstruct important parts of an image. When creators want to repurpose footage for personal, educational, or internal business use, removing the watermark becomes essential.

      A watermark remover provides the ability to erase these elements without damaging the rest of the image or video. It does so by reconstructing what should appear beneath the watermark. Unlike older manual techniques that involved patching, cloning, or carefully blending pixels by hand, AI-driven removers analyze the content holistically. They fill in the missing area in a way that mimics the original texture, lighting, and depth.

      How AI Recreates Missing Visual Information Artificial intelligence has changed the way watermark removal works. When a user uploads their content, the AI identifies the watermark’s shape and boundaries. It then studies the surrounding pixels to understand the environment—textures, shadows, gradients, edges, and even movement in the case of video. Using this information, the AI predicts what the underlying clean version should look like.

      In videos, this process grows even more impressive. The AI compares multiple frames before and after the watermark’s presence. By watching how objects move and how lighting shifts, it reconstructs a new sequence of pixels across all frames, ensuring the removed watermark doesn’t produce flickering or inconsistencies. This ability to interpret and rebuild scenes dynamically results in clean, natural-looking footage.

      How Users Interact with a Watermark Remover The user experience of removing a watermark is intentionally simple. Someone uploads their file, highlights the watermark if needed, and lets the AI handle the rest. Within moments, the tool provides a refined version of the image or video. This workflow is accessible even to users who have never edited media before.

      There is no specialized software to download, no manual frame-by-frame editing, and no steep learning curve. The ease of use is one of the strongest advantages of AI watermark removal, making it suitable for casual users, creators, and professionals alike.

      Why Individuals Benefit from Removing Watermarks For individuals, watermark removal often enhances personal memories and creative projects. Old photographs and camcorder footage frequently contain timestamps embedded directly into the picture. These marks may have been useful decades ago, but they can feel distracting today. Removing them restores the original moment in a cleaner, more timeless form.

      Aspiring creators also benefit from watermark removal. When filming tutorials, vlogs, or travel videos, they may accidentally export drafts with editing software watermarks. Instead of repeating the entire editing process, the watermark is removed in seconds. This efficiency allows individuals to stay focused on producing new content instead of reworking old files.

      Another valuable use is in artistic or school projects. Students can clean media for presentations, and hobbyists can refine footage for digital art without needing advanced editing skills.

      How Watermark Removal Supports Businesses Businesses rely on polished visuals to maintain professionalism. When preparing internal pitches, product demos, or training materials, watermarks can distract from the message. AI watermark removal allows teams to quickly refine assets before sharing them with colleagues or clients.

      Marketing departments benefit even more. During the early planning stage of campaigns, teams often use watermarked stock footage for layout testing. Removing watermarks allows them to preview edits without distraction before purchasing the final licensed version. This helps them make better design decisions and speeds up the creative process.

      Even small businesses benefit from removing watermarks. Local brands producing ads for social media can clean their visuals to create an impression of high production value, even when working with limited resources.

      Exploring the Video Background Remover Why Backgrounds Matter in Video Editing A video’s background plays a major role in how viewers perceive the subject. A cluttered room, inconsistent lighting, or distracting objects can shift attention away from the intended message. Not every creator has access to a professional studio or a perfectly staged environment, which is why video background removal has become a crucial editing tool.

      A video background remover isolates the subject from the surrounding environment, allowing the user to erase, replace, or blur the background entirely. This process eliminates distractions and helps maintain aesthetic consistency across multiple clips, making it extremely valuable for creators, professionals, and businesses alike.

      How AI Segments Video Subjects Accurately AI video background removers use advanced segmentation models to analyze each frame of a video. These models identify the subject’s outline, map body movements, detect hair and clothing details, and recognize environmental elements that belong to the background. Once the subject is detected, the AI separates them from the environment and tracks their motion as the video plays.

      Because the AI understands how the subject shifts through space, it maintains clean edges and prevents flickering or drifting. Even in fast-moving videos, the system preserves the natural motion of the subject while removing the unwanted background. The result is a clean, polished cutout ready for any creative application.

      Using a Video Background Remover in Practice The workflow is simple: the user uploads their video, selects the option to remove or replace the background, and waits while the AI processes the file. After removal, the background can be replaced with solid colors, custom images, branded designs, or transparent layers suitable for compositing.

      The entire process is completed online, without the need for advanced software or green-screen setups. This level of accessibility opens the door for anyone to produce professional-looking videos from home, the office, or even while traveling.

      How Individuals Benefit from Background Removal Individuals use background removal for a wide range of personal and creative purposes. Social media creators often want videos that look clean and consistent, regardless of where they were filmed. By removing the background, they can instantly create a polished and cohesive aesthetic.

      People creating educational content or video resumes also benefit. Instead of filming in a crowded or unprofessional environment, they can place themselves in a simple, elegant backdrop that suits the message. This flexibility reduces anxiety about finding the perfect filming location and helps creators focus on delivering quality content.

      Background removal also enhances personal projects, such as family videos, digital scrapbooks, or creative short films, allowing users to bring imaginative ideas to life without needing elaborate setups.

      How Businesses Benefit from Background Removal Businesses rely on video to engage customers, communicate with staff, and promote their brand. A clean background helps ensure that the subject remains the center of attention. Companies use background removal to create product showcases, explainer videos, onboarding materials, and ads without requiring a physical studio.

      Sales teams record custom video presentations with branded backgrounds tailored to different clients. Marketing teams reuse clips across platforms by swapping out environments to fit each campaign theme. Remote employees maintain a professional appearance during virtual meetings by replacing distracting backgrounds with company-approved visuals.

      The convenience and flexibility of AI-powered background removal reduce production costs and accelerate content creation timelines, making it an essential tool for modern businesses.

      Where Watermark Removal and Background Removal Converge Although watermark removal and background removal solve different types of problems, using both tools together creates a powerful editing workflow. A video might contain logos, timestamps, or text overlays that distract from the subject. At the same time, the background may not suit the creator’s intended purpose. By removing both, users can produce refined visuals that are visually appealing, brand-ready, and highly adaptable.

      Businesses can refresh older content by cleaning watermarks and replacing outdated backgrounds. Content creators can transform imperfect footage into high-quality material suitable for posting or monetization. Educators can upgrade their video lessons with clearer visuals and more relevant environments. The ability to refine both the foreground and background gives users unprecedented control over the final appearance of their content.

      Conclusion The rise of watermark removers and video background removers represents a major advancement in digital editing technology. These tools remove long-standing barriers that once limited creators, streamlining the process of producing clean, professional, and engaging visual content. By reconstructing missing details and isolating subjects with precision, AI empowers individuals and businesses to work smarter and more creatively.

      Personal users gain the ability to restore memories, craft compelling social media content, and experiment with new ideas without technical challenges. Businesses benefit from faster production cycles, consistent branding, and higher-quality communication materials. As AI technology continues to evolve, these tools will become even more powerful, offering greater accuracy and more intuitive features.

      Watermark removal and background removal are no longer specialized techniques—they are essential components of modern visual storytelling. With AI behind them, creators at every level can transform their media into polished, professional-grade content with ease.

      (Disclaimer: The above press release comes to you under an arrangement with NRDPL and PTI takes no editorial responsibility for the same.). PTI PWR

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