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        <h1>Opposition calls revised EPFO withdrawal rules punitive to salaried workers; government says changes simplify and add flexibility</h1> The opposition criticised the government's revised EPFO rules as punitive to salaried workers, citing increases in waiting periods-premature final settlement moved from two months to 12 months and final pension withdrawal from two months to 36 months-and a requirement that 25% of contributions be maintained as a minimum balance. The government issued a point-by-point rebuttal saying the changes simplify withdrawal categories, allow faster and more flexible withdrawals (including full eligible amounts twice a year in emergencies), and that the 25% minimum can be fully withdrawn under specified conditions (retirement, disability, retrenchment, leaving the country, or after 12 months' continuous unemployment), calling the opposition claims misleading.

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