<h1>Central bank outlines roadmap for inclusive, sustainable digital finance: digital public infrastructure, FinTech rules, retail CBDC rollout</h1> A central bank keynote outlines regulatory and infrastructure developments to foster inclusive, sustainable digital finance, emphasising three-layer Digital Public Infrastructure (identity, payments, data) and FinTech complementarity. Measures include an industry self-regulatory organisation recognition, a FinTech repository, standards for Account Aggregators, expansion of the Unified Lending Interface, and rollout of a retail Central Bank Digital Currency with programmability and UPI interoperability. The regulator also proposes a Unified Markets Interface for tokenisation, promotes AI as financial public goods, and strengthens consumer protections against digital fraud via authentication frameworks, domain/numbering controls, shared fraud-detection platforms, and data-security enhancements.