<h1>Sector concentration risk may increase volatility; consider expenses and investment horizon when using healthcare sector funds in portfolios.</h1> A healthcare fund concentrates investments in healthcare industry companies, providing targeted sector exposure while creating sector concentration risk and relative volatility; suitability depends on a medium to long term horizon, the fund manager's approach, and costs such as expense ratios and exit loads. Investors must review scheme related documents and risk disclosures because mutual fund investments are subject to market risks. Compound interest tools offer indicative accumulation scenarios but do not predict market returns, and advisers can help align sector exposure with broader portfolio diversification and risk appetite.