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<h1>Personal loan documentation: identity, address, income and repayment mandate verification determine borrower eligibility and processing speed.</h1> Personal Loan processing requires verified identity, address, income, date of birth and signature documents because the loan is unsecured; salaried applicants should provide recent salary slips, bank statements and Form 16 or salary certificate, while self employed applicants must provide income tax returns, bank statements and business registration or company/partnership documents. Lenders also require photographs, a signed loan agreement and repayment mandate forms to confirm eligibility and enable disbursement.