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AI Drafter ✕

Generate professional replies to Show Cause Notices, assessment orders, audit objections, and other legal communications using TaxTMI's AI Drafter.

Step 1 – Issue Identification & Review

The AI analyses your query, notice, order, or uploaded documents and identifies the key issues involved.

• Review the issues identified by the AI
• Add, edit, remove, or refine issues as required


Step 2 – Draft Generation

Once you approve the issues, the AI performs issue-wise legal research and prepares a structured draft response.

• Relevant statutory provisions
• Judicial precedents and Supreme Court, High Court and other citations
• Issue-wise legal analysis
• Practical arguments and supporting content
• Professionally structured draft ready for further review.

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        News and Press Release

        Savings Bonds-Extending the Collateral Facility

        August 20, 2008

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        Government of India have amended the notifications relating to 7% Savings Bonds, 2002, 6.5% Savings (Non-Taxable) Bonds, 2003, and 8% Savings (Taxable) Bonds, 2003 Schemes, to allow for pledge/lien/hypothecation of the said Bonds as collateral for obtaining loans from Scheduled Banks. Accordingly, the holders of the said Bonds will be entitled to create pledge or hypothecation or lien in favour of scheduled banks in accordance with section 28 of the Government Securities Act, 2006 and regulations 21 and 22 of the Government Securities Regulations, 2007.

        All other terms and conditions in respect of the said Bonds continue without change.

        *******

        BSC/SS/GN-201/08

        Collateralisation of savings bonds now permits pledge or lien to secure bank loans under government securities rules. Holders of specified Savings Bonds are authorised to create pledge, hypothecation or lien in favour of scheduled banks as collateral for loans, to be effected in accordance with the Government Securities Act and the Government Securities Regulations; all other terms and conditions of the bonds remain unchanged.
                          Cases where this provision is explicitly mentioned in the judgment/order text; may not be exhaustive. To view the complete list of cases mentioning this section, Click here.
                            Provisions expressly mentioned in the judgment/order text.

                                Collateralisation of savings bonds now permits pledge or lien to secure bank loans under government securities rules.

                                Holders of specified Savings Bonds are authorised to create pledge, hypothecation or lien in favour of scheduled banks as collateral for loans, to be effected in accordance with the Government Securities Act and the Government Securities Regulations; all other terms and conditions of the bonds remain unchanged.


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