This Independence Day, celebrate the freedom and pride of owning your dream home by applying for a Bajaj Housing Finance home loan and avail special interest rates! Pune (Maharashtra) [India], August 13: Becoming a homeowner is one of life’s major milestones. Owning a property signals true independence, offering a sense of security, stability, and control over one’s finances and living space. For most Indians, homeownership symbolises the ultimate dream, fostering a sense of pride and fulfilment. As the nation prepares to celebrate freedom and fresh beginnings this Independence Day, Bajaj Housing Finance is offering special interest rates on housing loans for new borrowers, helping them achieve this lifelong aspiration. Bajaj Housing Finance, a subsidiary of Bajaj Finance Limited, brings the trust and reputation of one of India’s leading NBFCs to every housing loan it sanctions. Under the limited-period offer, eligible first-time borrowers can avail interest rates starting from 7.35%* p.a., making EMIs lighter and homeownership more attainable this season. The Bajaj Housing Finance home loan amount can go up to Rs. 15 crore*, with tenures of up to 32 years and EMIs as low as Rs. 677 per lakh*, depending on eligibility. Quick approvals and loan disbursal While applying for a home loan, applicants prioritise lenders that approve loan applications quickly and disburse loans without involving tedious paperwork. Bajaj Housing Finance guarantees quick loan approval times. Once the application is approved and documents are verified, disbursal typically happens within 48 hours*, helping prospective homebuyers move quickly on time-sensitive property decisions. The entire process is transparent and hassle-free as it is completely digital, and applicants can track their loan details and related documents through the customer portal. Key features of Bajaj Housing Finance home loans • Special interest rates: This Independence Day, new borrowers can avail interest rates as low as 7.35%* p.a., significantly reducing their EMI burden. • High loan amounts: Borrowers can avail housing loans up to Rs. 15 crore*, depending on eligibility and property type. • Long tenures: Applicants can choose a tenure that makes repayment convenient, as these housing loans come with tenures of up to 32 years. • Fast disbursal: Post approval and document verification, loans are typically disbursed within 48 hours*. • Home loan balance transfer: Borrowers can shift their existing home loans to Bajaj Housing Finance to potentially lower their monthly EMIs and enjoy better repayment terms. • Top-up loans: Depending on their eligibility, borrowers opting for the home loan balance transfer option can also avail a top-up loan of up to Rs. 1 crore* or more! • Personalised repayment options: Thanks to tailored repayment plans that ease cash flow until possession, borrowers purchasing an under-construction property can start with a lighter EMI schedule in the early months. Why avail a Bajaj Housing Finance home loan? • Predictable to flexible repayments: Borrowers may opt for a dual-rate structure, where the interest rate remains fixed for the first three years and then automatically switches to a floating rate, for stability early on and flexibility later. • Zero prepayment charges: Individual borrowers on floating rates pay zero foreclosure or prepayment charges, allowing them to reduce interest outgo whenever they receive surplus funds. • Wider property choice: With 7,800+ approved projects, Bajaj Housing Finance helps prospective homeowners discover options across cities at competitive terms. • Benchmark-linked transparency: Applicants may choose an external benchmark–linked housing loan (for example, repo-linked), ensuring policy rate changes flow through transparently. • Top-up convenience: Those transferring an existing housing loan can seek a top-up of Rs. 1 crore* or more (basis eligibility) at reduced interest rates. • Online tools and tracking facility: Before applying for a home loan, prospective homebuyers can use online tools like EMI and eligibility calculators that help them better plan their finances. Additionally, once their loan application is approved, they get real-time access to loan details and other loan-related documents through the customer portal. • Doorstep document pick-up and hassle-free application: The Bajaj Housing Finance home loan application process is convenient and hassle-free, as borrowers can apply for the loan digitally. Additionally, they can opt for the doorstep document pick-up service for enhanced convenience. Eligibility criteria for availing a home loan from Bajaj Housing Finance Bajaj Housing Finance considers both salaried and self-employed applicants. To avail of a housing loan, the applicant must: • Be an Indian citizen • Be aged 23 to 67 years at maturity (salaried), or 23 to 70 years at maturity (self-employed) • Have a good CIBIL score (preferably 750 or higher) • Applicants are also required to submit the following documents at the time of application: • KYC documents (such as ID and address proof) • Income proof (such as salary slips or P&L statements) • For self-employed applicants, proof of business • Bank statements for the previous six months • Property documents How to apply for a home loan from Bajaj Housing Finance To avail of the Independence Day home loan offers, applicants can follow these steps and apply for the housing loan: Step 1: Access the application form (https://www.bajajhousingfinance.in/home-loan-application-form). Step 2: Provide the required details (personal and employment information). Step 3: Choose the type of loan you wish to apply for and provide your net monthly income. Step 4: Enter the PIN code and provide the loan amount you wish to avail. Step 5: Click ‘Generate OTP’, enter the one-time password, and select ‘Proceed’. Step 6: Enter your financial details and complete the form. Step 7: Click ‘Submit’. Once your form is submitted, the concerned team will review the application and verify the documents. After the application is approved, the loan amount will be disbursed within 48 hours*. Your trusted lending partner The Independence Day home loan offer from Bajaj Housing Finance gives new borrowers the opportunity to realise their dream of owning a property. Bajaj Housing Finance home loans come with competitive terms, including attractive home loan interest rates starting from just 7.35%* p.a. and long tenures of up to 32 years. As one of the leading lending institutions in the country, Bajaj Housing Finance offers several benefits while making the application process convenient and hassle-free. Applicants are assured of complete transparency, zero hidden charges, and minimal processing fees. *Terms and conditions apply Bajaj Finance Limited Bajaj Finance Ltd. (‘BFL’, ‘Bajaj Finance’, or ‘the Company’), a subsidiary of Bajaj Finserv Ltd., is a deposit taking Non-Banking Financial Company (NBFC-D) registered with the Reserve Bank of India (RBI) and is classified as an NBFC-Investment and Credit Company (NBFC-ICC). BFL is engaged in the business of lending and acceptance of deposits. It has a diversified lending portfolio across retail, SMEs, and commercial customers with significant presence in both urban and rural India. It accepts public and corporate deposits and offers a variety of financial services products to its customers. BFL, a thirty-five-year-old enterprise, has now become a leading player in the NBFC sector in India and on a consolidated basis, it has a franchise of 69.14 million customers. BFL has the highest domestic credit rating of AAA/Stable for long-term borrowing, A1+ for short-term borrowing, and CRISIL AAA/Stable & [ICRA]AAA(Stable) for its FD program. It has a long-term issuer credit rating of BB+/Positive and a short-term rating of B by S&P Global ratings. To know more, visit www.bajajfinserv.in (Disclaimer: The above press release comes to you under an arrangement with PNN and PTI takes no editorial responsibility for the same.). PTI