The Atal Pension Yojana (APY), a flagship social security scheme of the Government of India administered by PFRDA, has achieved a significant milestone by surpassing 8 crore total gross enrolments with an addition of 39 lakh new subscribers in the current Financial Year (FY 2025-26) alone. This milestone comes as the scheme celebrates its 10^th anniversary since its launch on May 9, 2015.

Launched with a vision to create a universal social security system for all Indians, APY is a voluntary, contributory pension scheme, focused on the poor, the underprivileged, and workers in the unorganized sector. Its remarkable success is a result of the dedicated and untiring efforts of all Banks, Department of Posts (DoP) and SLBCs/UTLBCs and the continued support of the Govt. of India. PFRDA has actively driven enrolments through outreach programs, trainings, multilingual handouts, media campaigns, and regular reviews.

APY is meticulously designed to provide 'Sampurna Suraksha Kavach' (Complete Security Shield), by ensuring a guaranteed monthly pension of ₹1,000 to ₹5,000 for the subscriber post-60 years of age, the same pension to the spouse after the subscriber’s demise, and return of the accumulated corpus to the nominee after the death of both. It is open to all Indian citizens between the age of 18-40 years except those who are or have been income tax payers.

"APY ka Saath hai to Jiwan ka Suraksha Kawach Saath hai"

("एपीवाईकासाथहै, तोजीवनकासुरक्षाकवचसाथहै।")

Voluntary contributory pension scheme secures guaranteed monthly pension with spouse continuity and corpus return after deaths. A voluntary contributory pension scheme guarantees a monthly pension payable from age sixty, continues the same pension to the spouse on subscriber's death, and returns the accumulated corpus to the nominee after death of both. The scheme is open to adult citizens within a specified younger-adult age band and excludes persons who are or have been income taxpayers; enrolment is expanded through banks, postal operators, outreach, training and communications.